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CareCredit® financing only a click away.

CareCredit® is the card designed specifically for your health and beauty needs such as your upcoming mommy makeover surgery. So now the decision is in your hands to get the look you've always wanted. CareCredit® offers both Interest-Free Financing for up to 12 months or Fixed Rate Financing for up to 60 months.

CareCredit® Highlights

  • No Initial Payment
  • Low Monthly Payments
  • No Interest if Paid in Full within 6, 12, 18 or 24 Months*
  • or Reduced APR and Fixed Monthly Payments Required Until Paid In Full**
  • No Prepayment Penalty
  • Online Application

CareCredit® Payment Calculator

Calculate your monthly payment.

Estimate Your Monthly Payment

 Interest-free Financing
Plan Term:Finance $10,000Finance $12,000Finance $14,000
No interest if paid in full within the promotional period*
6 Month$1,667$2,000$2,334
12 Month$834$1,000$1,167
 Fixed Rate Financing
Plan Term:Finance $10,000Finance $12,000Finance $14,000
Reduced APR and Fixed Monthly Payments Required Until Paid In Full**
24 Month EPP$485$582$679
36 Month EPP$347$416$485
48 Month EPP$278$334$389
60 Month EPP$238$285$333

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* No Interest if Paid in Full within 6, 12, 18 or 24 Months

Interest at the rate of 26.99% will be charged to your account from the date of purchase if the promotional purchase is not paid in full within the promotional period. To avoid late fees, you must make your Total Minimum Monthly Payments by the due date each month. These Minimum Monthly Payments may or may not pay off the promotional purchase before the end of the promotional period. To make sure that you are not charged the interest accrued at 26.99%, you must pay the total promotional purchase amount within the promotional period.

Offer applies only to single-receipt qualifying purchases of $200 or more. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 12, 18 or 24 months. If you do not, interest will be charged on the promotional purchase from the purchase date. If your purchase qualifies for a 24 month promotional offer, fixed monthly payments are required equal to 4.1667% of initial promotional purchase amount until promotion is paid in full. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. For all other promotional offers, the regular minimum monthly payment terms of the account will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance, except the fixed monthly payment will apply until the promotion is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

** Reduced APR and Fixed Monthly Payments Required Until Paid In Full

Fixed Monthly Payment amount based on repayment over 24, 36, 48 or 60 month period. Purchase of $1,000 or more are eligible for a 24, 36, or 48 month offer with a 14.90% APR. Purchases of $2,500 or more are eligible for a 60 month offer with a 16.90% APR.

Interest will be charged on promotional purchases from the purchase date until paid in full. The APR for the 24, 36 or 48 month promotion is 14.90% and the APR for the 60 month promotion is 16.90%. Fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 24-month promotions - 4.8439% of initial promotional purchase amount; on 36-month promotions - 3.4616% of initial promotional purchase amount; on 48-month promotions - 2.7780% of initial promotional purchase amount or on 60 month promotion - 2.4799% of initial promotional purchase amount. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. Subject to credit approval.


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